So what do apartment credit checks look for? As a landlord, they want to know if you’re conscientious with your finances and if you’ll pay on time. A tenant credit check will tell them if you have any delinquent payments, bankruptcies, or any other financial missteps...Determine What You Can Pay. Find Where You Want to Live. Decide Whether You Want a Roommate. Gather Solid References. Look at 5 Properties. Clarify the Cost of Utilities. Take Your Time to Make a Decision. Submit the...For a conventional loan not backed by the government, you’ll be expected to put down 20%. For example, if the apartment you want to buy costs $200,000, you can expect a $7,000 payment for a 3.5% FHA down payment. On the other hand, a conventional lender will want...Establish a Solid Credit Score. Make Sure You Have Renters Insurance. Be Prepared to Pay a Security Deposit. Ask if Pets are Allowed. Screen Roommates Carefully.Landlords often use third-party screening services that provide credit reports and criminal background information on potential tenants, but when it comes to employment checks, landlords might directly call your employer.Check the locks. Do they all work? Ensure there are smoke and carbon monoxide detectors. Test them to ensure they’re on and working. If there’s a security system, make sure it’s functioning.